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Saturday, April 11
 

10:30am EDT

The Solar Panel: Shining Light on the Hottest Issues in Consumer Bankruptcy
Saturday April 11, 2026 10:30am - 11:30am EDT
Join NACBA’s “Solar Panel” for a high-energy, fast-moving discussion where leading practitioners and thought leaders shed light on the most pressing issues in consumer bankruptcy practice today. From legislative updates and litigation trends to technology, ethics, and practice management challenges, this session delivers fresh insights and bright ideas to power your practice forward.
Speakers
avatar for Melissa Betron

Melissa Betron

Law Office of John T. Orcutt
Melissa Betron, Esq. is a consumer bankruptcy attorney with the Law Office of John T. Orcutt, where she has focused her practice exclusively on representing individuals and families in consumer bankruptcy matters for the past two years.
Melissa works closely with clients navigating financial hardship, guiding them through the Chapter 7 and Chapter 13 process with clarity, compassion, and practical problem-solving. She is committed to helping consumers understand their rights and achieve meaningful financial relief... Read More →
avatar for Ed Boltz

Ed Boltz

Partner, Law Offices of John T. Orcutt PC
Mr. Boltz received his B.A. from Washington University in St. Louis in 1993 and his J.D. from George Washington University in 1996. He is a member of the North Carolina State Bar, where he has been certified as a specialist in consumer bankruptcy law. He is admitted to practice before... Read More →
Saturday April 11, 2026 10:30am - 11:30am EDT
Constitution Ballroom

12:30pm EDT

Standardized & Non Standardized Chapter 13 Plans Part 1
Saturday April 11, 2026 12:30pm - 1:30pm EDT

Speakers
avatar for Cynthia Ravosa

Cynthia Ravosa

Managing Attorney, Massachusetts Bankruptcy Center
Cynthia R. Ravosa is the Managing Attorney of the firm’s Bankruptcy practice.In addition to earning her law degree from Massachusetts School of Law at Andover in 2016, she earned her B.A. fromWestern New England College, and she also holds an M.B.A. degree with a concentration inaccounting... Read More →
avatar for Carolyn Bankowski

Carolyn Bankowski

Chapter 13 Trustee, Office of the Chapter 13 Trustee, Eastern Dist. of Massachusetts Boston, MA
Experience
Ms. Bankowski was appointed as the Chapter 13 Trustee for the Eastern Division of Massachusetts on August 6, 2006. Prior to her appointment, Ms. Bankowski was an attorney at Deutsch Williams Brooks DeRensis & Holland, P.C., Boston, MA where she concentrated her practice in the areas... Read More →
avatar for David Mawhinney

David Mawhinney

Chapter 13 Standing Trustee I Subchapter V Trustee
DAVID A. MAWHINNEY is the Standing Chapter 13 Trustee for the central and western divisions of the United States Bankruptcy Court for the District of Massachusetts. He began his career clerking for the Hon. Frank J. Bailey of the U.S. Bankruptcy Court for the District of Massachusetts... Read More →
Saturday April 11, 2026 12:30pm - 1:30pm EDT
Constitution Ballroom

2:00pm EDT

Standardized & Non Standardized Chapter 13 Plans Part 2
Saturday April 11, 2026 2:00pm - 3:00pm EDT

Speakers
avatar for Cynthia Ravosa

Cynthia Ravosa

Managing Attorney, Massachusetts Bankruptcy Center
Cynthia R. Ravosa is the Managing Attorney of the firm’s Bankruptcy practice.In addition to earning her law degree from Massachusetts School of Law at Andover in 2016, she earned her B.A. fromWestern New England College, and she also holds an M.B.A. degree with a concentration inaccounting... Read More →
avatar for Carolyn Bankowski

Carolyn Bankowski

Chapter 13 Trustee, Office of the Chapter 13 Trustee, Eastern Dist. of Massachusetts Boston, MA
Experience
Ms. Bankowski was appointed as the Chapter 13 Trustee for the Eastern Division of Massachusetts on August 6, 2006. Prior to her appointment, Ms. Bankowski was an attorney at Deutsch Williams Brooks DeRensis & Holland, P.C., Boston, MA where she concentrated her practice in the areas... Read More →
avatar for David Mawhinney

David Mawhinney

Chapter 13 Standing Trustee I Subchapter V Trustee
DAVID A. MAWHINNEY is the Standing Chapter 13 Trustee for the central and western divisions of the United States Bankruptcy Court for the District of Massachusetts. He began his career clerking for the Hon. Frank J. Bailey of the U.S. Bankruptcy Court for the District of Massachusetts... Read More →
Saturday April 11, 2026 2:00pm - 3:00pm EDT
Constitution Ballroom
 
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