NACBA's 34th Annual Convention: Full Schedule

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10:30am EDT

Means Testing in 2026- Common Pitfalls and Recent Developments

Saturday April 11, 2026 10:30am - 11:30am EDT

This presentation provides a comprehensive review of means testing fundamentals while addressing recent updates and common pitfalls practitioners encounter in 2026. Drawing on over 16 years of experience and as co-author of the NC Bankruptcy Bar's Means Testing chapter since 2012, this session will cover: calculation errors that trigger objections, handling above-median debtors, special circumstances and rebuttal strategies, recent case law interpretations, and practical tips for avoiding UST/BA challenges. Whether you're new to bankruptcy practice or need a refresher on evolving means test issues, this session offers actionable guidance to ensure accurate calculations and successful case outcomes.

Speakers

Jim Haller

Haller Law

Jim has been practicing law since 1993 primarily in the field of bankruptcy and consumer law. His office is in Lincolnshire, Illinois. He has served on NACBA’s Board for many years and in 2017 served as President. He currently is Director of Education for NACBA. He has spoken at... Read More →

Koury Hicks

Attorney, Law Offices of John T. Orcutt PC

Board Certified Specialist in Consumer Bankruptcy (2014).

Co-author of the North Carolina Bankruptcy Practice Manual's Means Testing chapter (2022),
National Association of Consumer Bankruptcy Attorneys, 4th Circuit leader, (2017-2019).

Member of the North Carolina Bar Association's... Read More →

Saturday April 11, 2026 10:30am - 11:30am EDT
Grand Ballroom

Beginner

12:30pm EDT

Standardized & Non Standardized Chapter 13 Plans Part 1

Saturday April 11, 2026 12:30pm - 1:30pm EDT

Constitution Ballroom

Speakers

Cynthia Ravosa

Managing Attorney, Massachusetts Bankruptcy Center

Cynthia R. Ravosa is the Managing Attorney of the firm’s Bankruptcy practice.In addition to earning her law degree from Massachusetts School of Law at Andover in 2016, she earned her B.A. fromWestern New England College, and she also holds an M.B.A. degree with a concentration inaccounting... Read More →

Carolyn Bankowski

Chapter 13 Trustee, Office of the Chapter 13 Trustee, Eastern Dist. of Massachusetts Boston, MA

Experience
Ms. Bankowski was appointed as the Chapter 13 Trustee for the Eastern Division of Massachusetts on August 6, 2006. Prior to her appointment, Ms. Bankowski was an attorney at Deutsch Williams Brooks DeRensis & Holland, P.C., Boston, MA where she concentrated her practice in the areas... Read More →

David Mawhinney

Chapter 13 Standing Trustee I Subchapter V Trustee

DAVID A. MAWHINNEY is the Standing Chapter 13 Trustee for the central and western divisions of the United States Bankruptcy Court for the District of Massachusetts. He began his career clerking for the Hon. Frank J. Bailey of the U.S. Bankruptcy Court for the District of Massachusetts... Read More →

Saturday April 11, 2026 12:30pm - 1:30pm EDT
Constitution Ballroom

Beginner, Best Practices

2:00pm EDT

Standardized & Non Standardized Chapter 13 Plans Part 2

Saturday April 11, 2026 2:00pm - 3:00pm EDT

Constitution Ballroom

Speakers

Beginner, Best Practices

10:30am EDT

12:30pm EDT

2:00pm EDT

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